Secrets of The Millionaire Mind by T.Harv Eker


Secrets of the Millionaire Mind

The Book in 1 Sentences

​Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth


“It all comes down to this: if your subconscious ‘financial blueprint’ is not ‘set’ for success, nothing you learn, nothing you know, and nothing you do will make much of a difference.” ~ T. Harv Eker

secrets of the millionaire mind book summary

14 BIG Ideas

Secrets of the Millionaire Mind Book Summary

1.  Playing to win

“The first thing I did was commit to my success and playing to win. I swore I would focus and not even consider leaving this business until I was a millionaire or more. This was radically different from my previous efforts, where, because I always thought short-term, I would constantly get side-tracked by either good opportunities or when things got tough.”

2. Strengthen the roots

“In every forest, on every farm, in every orchard on earth, it’s what’s under the ground that creates what’s above the ground. That’s why placing your attention on the fruits that you have already grown is futile.


You cannot change the fruits that are already hanging on the tree. You can, however, change tomorrow’s fruits. But to do so, you will have to dig below the ground and strengthen the roots.”

3. Affirmation Vs Declaration 

“An affirmation states that a goal is already happening. I’m not crazy about this because, often when we affirm something that is not yet real, the little voice in our head usually responds with ‘This isn’t true, this is BS’ … 


On the other hand, a declaration is not saying something is true, it’s saying we have an intention of doing or being something. This is a position the little voice can buy, because we’re not stating it’s true right now, but again, it’s an intention for us in the future.”


“Believe that you are the one who creates your success, that you are the one who creates your mediocrity, and that you are the one creating your struggle around money and success.”

4. How we’re programming ourselves

“Your programming leads to your thoughts; your thoughts lead to your feelings; your feelings lead to your actions; your actions lead to your results. Therefore, just as is done with a personal computer, by changing your programming, you take the first essential step to changing your results.”


“It’s simple arithmetic: ‘Your income can grow only to the extent you do.’”


“No thought lives in your head rent-free.”

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5. The steering wheel of life

“If you want to create wealth, it is imperative that you believe that you are at the steering wheel of life, especially your financial life.”


You can be a victim or you can be rich, but you can’t be both. Listen up! Every time, and I mean every time, you blame, justify, or complain, you are slitting your financial throat.”

6. Money or love? Arms or legs? 

“Let me put it bluntly: anyone who says that money isn’t important doesn’t have any! Rich people understand the importance of money and the place it has in our society. 


On the other hand, poor people validate their financial ineptitude by using irrelevant comparisons. They’ll argue, ‘Well, money isn’t as important as love.’ Now, is that comparison dumb or what? What’s more important, your arm or your leg? Maybe they’re both important."

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7. Stop complaining

“Complaining is the absolute worst possible thing you could do for your health or your wealth. The worst! … For the next seven days, I challenge you not to complain at all.”


“When you are not willing to fully receive, you are training the universe not to give to you! It’s simple: if you aren’t willing to receive your share, it will go to someone else who is.”

8. Rich people Vs Poor people

“Rich people are committed to being rich. Poor people want to be rich.”

“If you shoot for the stars, you’ll at least hit the moon. Poor people don’t even shoot for the ceiling in their house, and then they wonder why they’re not successful.”

“If you have a big problem in your life, all that means is that you are being a small person!”
Just grow and your problems will shrink. 


“If you are not willing to receive, then you are ‘ripping off’ those who want to give to you.”


“Action always beats inaction.”

9. Bless that which you want

“Bless that which you want. If you see a person with a beautiful home, bless that person and bless that home. If you see a person with a beautiful car, bless that person and bless that car. If you see a person with a loving family, bless that person and bless that family. If you see a person with a beautiful body, bless that person and bless their body.”

10. Comfort kills!

Comfort kills! If your goal in life is to be comfortable, I guarantee two things. First, you will never be rich. Second, you will never be happy. Happiness doesn’t come from living a lukewarm life, always wondering what could have been.


Happiness comes as a result of being in our natural state of growth and living up to our fullest potential.”

11. Energy is contagious

Energy is contagious: either you affect people or you infect people… I believe negative thinking is like having measles of the mind. Instead of itching, you get bitching; instead of scratching, you get bashing; instead of irritation, you get frustration. Now, do you really want to be close to people like that?”

12. Giving and receiving

“‘It’s better to give than to receive.’ Let me put this as elegantly as possible: ‘What a crock!’ That statement is total hogwash, and in case you haven’t noticed, it’s usually propagated by people and groups who want you to give and them to receive. The whole idea is ludicrous.


What’s better, hot or cold, big or small, left or right, in or out? Giving and receiving are two sides of the same coin. Whoever decided that it is better to give than to receive was simply bad at math. For every giver there must be a receiver, and for every receiver there must be a giver.”

13. Money Management 101

“I don’t know about you, but where I went to school, Money Management 101 wasn’t offered. Instead we learned about the War of 1812, which of course is something I use every single day.”


Check the book to learn how to set up your accounts and keep track of your money.

14. Comfort zone = Wealth zone

“Here’s an equation I want you to remember for the rest of your life: CZ = WZ. It means your ‘comfort zone’ equals your ‘wealth zone.’ By expanding your comfort zone, you will expand the size of your income and wealth zone.”


“The more comfort becomes your priority, the more contracted you become with fear.”


That was my QUICK summary of the great book Secrets of The Millionaire Mind by T.Harv Eker. If you’re interested, get your copy. There is a HUGE amount of life-changing ideas in this book, and we’ve only touched on a tiny bit of it.

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